• Please fill out the Pre-Approve Application and some will contact about what options are available to you. We look forward to being able to work with you.

    Pre-approval applicaton

  • Let us guide you through each step of the loan process. We will take the stress and anxiety out of the home buying or refinancing process by helping you each step of the way.

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  • Download the Mortgage Calculator Phone app to stay connected with 1st Capitol Mortgage and to have access to our mortgage calculator and other valuable tools.

    Download App Here

  • 5 Easy Steps to
    Buying your First Home
    A guide to take the stress out of buying your first home 
    Written by Larry Knopf

    Get the Book

  • 1st Capitol Mortgage, Inc.
    Local Company serving Delaware residents since 1996

    Welcome! We specialize in $0 down and low down payment loan programs. 1st Capitol Mortgage, Inc. offers VA Loans, USDA, FHA, Conventional, Jumbo, 203K Rehab Loans and Refinance Mortgages in the Dover, Delaware area.

  • Mortgage Companies are a Dime a Dozen.

    In today’s marketplace, mortgage companies can be found in abundance. And we all have the same four loan programs to work with. So how do you choose a Delaware mortgage lender or broker?

  • Why choose 1st Capitol Mortgage, Inc. of Dover, DE?

    1. Our Interest Rates: We don’t offer you an imaginary rate sheet or post rates on our site. We show you our “behind the scenes” wholesale rate sheets. These are the wholesale rates we receive from our top lenders. If we want to earn your business, you have to be confident that you are getting our best deal. We actually let you pick the rate directly from our wholesale sheets.

    2. Satisfaction Guaranteed: Our guarantee is pretty simple: If you are not completely satisfied with your experience with 1st Capitol Mortgage, we will hand you a check for $500 at settlement. This is an honor system guarantee and we put our money where our mouth is.

    3. Settlement Attendance: At 1st Capitol Mortgage, Inc., to offer you the highest level of confidence and comfort, we attend all of our settlements. We will be sitting right there with you to make sure that what you are signing at settlement is exactly what we represented.

    4. Technology: We stay on the cutting edge of technology when it comes to working and communicating with our clients. About 1% of the mortgage industry uses the technologies we implement, such as our Virtual Online Meeting. Time is precious, and convenience is the name of the game.

    5. Reviews: You can check out some of 1st Capitol Mortgage's reviews. Don't rely only on us to convince you to choose 1st Capitol for your next mortgage loan – hear from our clients.

  • Mortgage Calculator

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