1st Capitol Mortgage, Inc. | Local Company serving Delaware residents since 1996

Welcome! We specialize in $0 down and low down payment loan programs. 1st Capitol Mortgage, Inc. offers VA Loans, USDA, FHA, Conventional, Jumbo, 203K Rehab Loans and Refinance Mortgages in the Dover, Delaware area.

How Can We Help You with Your Home Loan?

Mortgage Companies are a Dime a Dozen.

In today’s marketplace, mortgage companies can be found in abundance. And we all have the same four loan programs to work with. So how do you choose a Delaware mortgage lender or broker?

Why choose 1st Capitol Mortgage, Inc. of Dover, DE?

1. Our Interest Rates: We don’t offer you an imaginary rate sheet or post rates on our site. We show you our “behind the scenes” wholesale rate sheets. These are the wholesale rates we receive from our top lenders. If we want to earn your business, you have to be confident that you are getting our best deal. We actually let you pick the rate directly from our wholesale sheets.

2. Satisfaction Guaranteed: Our guarantee is pretty simple: If you are not completely satisfied with your experience with 1st Capitol Mortgage, we will hand you a check for $500 at settlement. This is an honor system guarantee and we put our money where our mouth is.

3. Settlement Attendance: At 1st Capitol Mortgage, Inc., to offer you the highest level of confidence and comfort, we attend all of our settlements. We will be sitting right there with you to make sure that what you are signing at settlement is exactly what we represented.

4. Technology: We stay on the cutting edge of technology when it comes to working and communicating with our clients. About 1% of the mortgage industry uses the technologies we implement, such as our Virtual Online Meeting. Time is precious, and convenience is the name of the game.

5. Testimonials: You can check out some of 1st Capitol Mortgage's reviews on our testimonials page. Don't rely only on us to convince you to choose 1st Capitol for your next mortgage loan – hear from our clients.


Speak with a Home Loan Specialist 302-674-5540